Mr. Muhammad Javaid Ismail
Muhammad Javaid Ismail commenced his 3-year appointment as Director General of the Financial Monitoring Unit (FMU) on 12th May 2025.
The Financial Monitoring Unit- Pakistan’s Financial Intelligence Unit- is responsible for ensuring facilitation in the detection and prevention of Money Laundering and Terrorist Financing. The FMU also acts as Pakistan’s focal point in matters related to the Financial Action Task Force (FATF), the Asia/Pacific Group on Money Laundering (APG) Mutual Evaluation process, Egmont Group and broader AML/CFT initiatives.
Before joining FMU, Javaid held various leadership positions at the State Bank of Pakistan over the past 28 years; he has led the core areas of Banking Policy and Regulation, Banking Supervision, Resolution and Restructuring, Financial Stability and Human Resources. He has a track record of developing and implementing legal, regulatory and supervisory policies, conducting and managing financial stability assessments, and ensuring compliance with AML/CFT standards. He also served as secretary to the Financial Stability Executive Committee (FSC) at the SBP.
Javaid has represented the State Bank at various local and international forums and in negotiations with multilateral agencies, in addition to performing cross-jurisdictional coordination on stability issues. He has also worked with the IMF as an advisor on Privatization and Bank Restructuring.
Javaid holds a Master’s Degree in Economics from the International Islamic University, Islamabad.